950 Main Street, PO Box 310
Wellsburg, WV 26070
(304) 737-3371 tel
(304) 737-3391 fax

Customers who work with a mutual insurance company have a shared purpose: getting the best coverage and protection available. And mutual insurance delivers because mutual serve policyholders; not shareholders. Our decisions are always based on what's best for you and your family. Plus local agents offer customized solutions for all your insurance needs. Find out how mutual insurance can work for you.

All agency offices can use this link to access BriteCore, which includes Municipal's new QUOTING software BriteQuote.

This company was issued a secure rating by the A.M. Best Company, click for additional details
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Company Profile

Municipal Mutual was founded on February 16th, 1910 by J.A. Gist. Mr. Gist served continuously on the Board of Directors and Secretary of the company until his death in 1964. The Company's purpose was to insure buildings, contents in the buildings, plate glass, and to carry on a general fire business as set forth in the Statues of the state of West Virginia relating to a mutual.

Over the past 100 years, Municipal Mutual has continued to provide excellent customer and claims service while expanding the business into the two neighboring states of Ohio and Pennsylvania. Municipal Mutual has received AM Best's A - "Excellent" rating which represents the companies strong financial structure and stability.

Currently Municipal Mutual offers competitive yet affordable rates for the following lines of business: Homeowners, Mobile Homeowners, Commercial Fire, Dwelling Fire, and Farmowner policies. Please contact an agent today for a quote.